PI Capital
EN BM
Talk to PI Capital
Home
Government & Bank Financing
View all Government & Bank FinancingGovernment-Guaranteed SME FinancingMADANI Financing SchemesBNM SME SRF FinancingBank SME FinancingWorking Capital FinancingBusiness Term LoanBusiness Overdraft / Cash LineCGC / Guarantee Financing
Contract & Cash Flow
View all Contract & Cash FlowAwarded Contract FinancingGovernment Contract FinancingGLC & MNC Contract FinancingPre-Invoice FinancingPost-Invoice FinancingPre & Post FactoringPurchase Order FinancingSupplier Financing
Bridging Finance
View all Bridging FinanceBusiness Bridging LoanBridging Pending Bank DisbursementProperty Bridging FinanceProperty-Backed Business FinancingShort-Term Business Financing
Finance By Need
View all Finance By NeedFund an Awarded ContractPay Suppliers Before Project StartsCover Project MobilisationConvert Unpaid InvoicesBridge a Bank Disbursement DelayRelease Capital From PropertyFinance Working Capital About Contact
EN BM
Talk to PI Capital
Fund the stage before invoicing

Finance suppliers and mobilisation before the invoice exists.

PI Capital reviews the LOA, PO or contract, delivery budget, suppliers, buyer quality, milestones, expected invoice, payment terms, and repayment route.

Chat on WhatsAppHome
Before invoicePay suppliersMobilisationLOA / PO / contract
Malaysian project team arranging supplier payments before issuing an invoice
PI Capital
Review

What to know before you apply.

Pre-invoice financing for Malaysian SMEs with an awarded contract, LOA or purchase order that need supplier, material, mobilisation, labour, or OPEX funding before invoicing.

Awarded Contract FinancingPurchase Order FinancingPre and Post Factoring
Official references
SME Bank Financing ProductsSecurities Commission Malaysia SARANA
Next step

Submit your details first.

We will follow up on WhatsApp with the same context after the form is submitted.

Chat on WhatsApp
Guide

Finance suppliers and mobilisation before the invoice exists.

Pre-invoice means execution risk still exists

Unlike financing an issued and verified invoice, the provider is assessing whether the business can buy, deliver, complete and invoice successfully.

  • Provide the signed award, PO or contract.
  • Show supplier quotations and project budget.
  • Map delivery, billing and expected collection.

Use funds against a defined project need

A strong case connects every requested ringgit to materials, suppliers, labour, mobilisation or other eligible execution cost.

  • Avoid using the facility for unrelated expenditure.
  • Explain margin, contingency and retention.
  • Plan the transition to post-invoice financing where suitable.
FAQ

Common questions.

Do I need an invoice for pre-invoice financing?

The purpose is to finance before invoicing, but providers usually require credible contract, LOA, PO, buyer and execution evidence.

Is pre-invoice financing always unsecured?

No. Security, assignment, guarantees and other conditions depend on the provider and transaction.

Let's build measurable value.

Connect with PI Capital to explore the right funding and growth route for your business.

Chat on WhatsApp