Work delivered and invoice issued, but payment is still weeks or months away?

Post-Invoice & Invoice Financing

We help review post-invoice financing and factoring routes against the issued receivable and buyer payment cycle.

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Advisory focus

Post-Invoice & Invoice Financing structured clearly.

We help review post-invoice financing and factoring routes against the issued receivable and buyer payment cycle.

Issued invoiceB2B receivableBuyer qualityCollection gap

Next step

Start with a confidential review.

Share your objective, timeline, and current constraint. We will help clarify the route before you commit time to applications.

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Guide

Post-Invoice & Invoice Financing: what to know before applying.

Review financing options for your business, the documents to prepare, and the costs and repayment commitments to compare before applying.

Official references

SME Bank Financing Products

Post-invoice finance starts after delivery

The receivable should be genuine, issued for completed supply or work, accepted by the buyer, and free from unresolved disputes.

Prepare the invoice, delivery or completion evidence, and buyer details.
Confirm payment terms, verification and expected collection.
Disclose credit notes, retention, disputes or set-off risk.

Compare the structure and total cost

Advance margin, recourse, notification, assignment, facility fee, drawdown fee, financing charge and settlement flow can vary by provider.

Compare the usable cash received, not only the facility limit.
Understand who collects from the buyer.
Use pre-invoice financing when delivery has not happened yet.

FAQ

Common questions about Post-Invoice & Invoice Financing.

Is post-invoice financing the same as pre-invoice financing?

No. Post-invoice financing uses an issued receivable; pre-invoice financing funds execution before billing.

Does every invoice qualify?

No. Providers assess the seller, buyer, invoice, delivery evidence, disputes, payment terms and transaction structure.

Process

A disciplined path from review to decision.

Understand the opportunity

We start with your business position, funding need, timeline, and constraints.

Map the route

We compare bank, trade, secured, and alternative funding options with disciplined criteria.

Prepare the case

We help structure documents, numbers, and lender conversations with clarity.

Execute and follow through

We support the application path until the next decision is clear.

Related help

More under Trade & Cash Flow.

Trade Financing

Need to pay suppliers before you get paid?

We help you compare trade finance routes to pay suppliers, buy stock, and settle after the trading cycle.

See how

Purchase Order Financing

Got a big order but no cash to fulfil it?

We help you fund a confirmed order so you can deliver and get paid.

See how

Supplier Financing

Want longer time to pay your suppliers?

We help you get more days to pay, so your cash lasts longer.

See how

View all Trade & Cash Flow

Let's build measurable value.

Connect with PI Capital to explore the right funding and growth route for your business.

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