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2026 SME SRF eligibility review

Check SME SRF eligibility before comparing the 3.75% published rate.

The 2026 facility targets viable MSMEs materially affected by specified West Asia-related trade and supply-chain disruption. PI Capital reviews the evidence and participating-institution fit before application.

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Up to RM750,000Maximum 3.75% p.a.Up to 5 yearsSubject to eligibility
Malaysian SME management reviewing SRF eligibility and supply-chain evidence
PI Capital
Review

What to know before you apply.

Check the 2026 SME Stabilisation Relief Facility eligibility, published maximum rate, amount, tenure, disruption criteria, fund availability, and application documents.

Government & Bank FinancingWorking Capital LoanBank SME Financing
Official references
SJPP: Government Guarantee Scheme MADANI 2026 - BNM SRF
Next step

Submit your details first.

We will follow up on WhatsApp with the same context after the form is submitted.

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Guide

Check SME SRF eligibility before comparing the 3.75% published rate.

The disruption evidence matters

The facility is not a general low-rate loan for every SME. The company must satisfy the current viability and material-impact criteria.

  • Explain the affected trade, input cost, route, customer or supply chain.
  • Prepare bank statements and financial evidence.
  • Confirm the application is within the official window and available allocation.

Compare the full approved terms

The published maximum rate includes the guarantee fee, but the approved amount, tenure, conditions and repayment remain subject to the participating institution.

  • Do not treat the published ceiling as guaranteed pricing.
  • Compare monthly commitment and total repayment.
  • Keep a bank alternative ready if the SRF criteria do not fit.
FAQ

Common questions.

Is every SME eligible for the 3.75% SRF?

No. The 2026 facility has specific viability, material-impact, purpose, timing and participating-institution criteria.

Does PI Capital approve SRF applications?

No. PI Capital supports review and preparation; the participating institution makes the financing decision.

Let's build measurable value.

Connect with PI Capital to explore the right funding and growth route for your business.

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